LOAN PROGRAMS

• Conventional and Jumbo fixed rate mortgages (10, 15, 20, 25, 30 year terms available)
  
• Stated Income, No Ratio, and NINA mortgages up to 100% LTV (great for self employed)
  
• Non-owner Occupied/Investment loans up to 95% with NO Mortgage Insurance
  
• Adjustable Rate Mortgages (6 month, 1, 3, 5, 7, and10 year ARM's available)
  
• Balloon Rate Mortgages (5 and 7 year)
  
• 100% refinances with no mortgage insurance (Cash out permitted)
  
• O%, 5% and 10% Down purchase/refinance loans with No Mortgage Insurance
  
• Up to 125% Home Equity Loans
  
• First Time Homebuyer Programs
  
• 107% financing (Various 100% programs offered)
  
• 97% financing (Several 97% programs to choose from with and without income limitations)
  
• Bridge Loans (2% over prime)
  
• No Documentation of income or job up to 95%
  
• Non-Conforming Lending Products (A- to C credit including bankruptcy cases)

2465 E. Orangethorpe Ave.
Fullerton, CA 92831
Phone: (714) 992-66355 Fax: (800) 449-4041
California Real Estate License # 01138374